Therapy

Last year Greg and I went through a really rough patch. Opposite work shifts, lack of sleep, bad choices and crazy arguments. Thus surfaced a side issue that everthing got centered around. Not the real reason for any of our circumstances but where the blame started ending up. I have PCOS and in 15 yrs of togetherness, I've never conceived. We both want a family and struggle with Dr's ideas of treatment and the money that goes with it. At my last appointment it was discovered that the cause of some of my recent discomfort needs to be removed. I seem to require this about every 5 years so I should be use to this by now, but it always feels like a step backward and I struggle with keeping hope alive. I threw myself into a kind of quilting freenzy the past couple of weeks while the thoughts and choices behind the decision to have surgery jumbled around in my head. I think quilting is highly theraputic. Anything that taps into the Right side = the creative side of your brain aids in healing emotionally. The 9-patches have been a little tedious and have been PERFECT for this senario. This morning I got my pre-registration call for the pre-registration appointment for the surgery. This seems highly wasteful of time and money - particurly mine. I give them all the valid info - that I know I will be asked for again in the morning when I have to appear in person for the actual pre-registration appointment. Then the hospital staffer tells me that the hospital is requiring a DEPOSIT on these services because I'll have both a deductible and likely co-insurance. I was shocked and appauled. I've no doubt I'll have a bill after the procedure but it seems my insurance company ought to have a crack at paying it before I'm told what's my share. What if I don't have this done? What if something happens to me prior to the date. I worked myself up into quite a tizzy. What's the point of having insurance if I have to pay the hospital up front. They wanted 1/2 my deductible w/out ever running my insurance, w/o knowing if I'd already met my deductible for the year etc. Why has customer service become synomous with "politely snatch the money?" They offered to charge it to my credit card. I don't know how much you all know about different types of debt but Hospital debt and credit debt process MUCH differently and are governed differently. It is better to have a payment plan with the hospital than to charge this to a card. If my local hospital had the equipment or my Dr offered services at another hospital I would have rescheduled elsewhere I was so upset. So it's back to another row of the 9-patches, maybe when they are all pressed and sewn, I'll feel more at peace.